£935 State Pension Increase Coming in April 2025: The UK State Pension is set to increase by £935 per year starting in April 2025, providing much-needed financial relief for millions of retirees. This increase is part of the triple lock system, which ensures that pensions rise annually based on inflation, wage growth, or 2.5%—whichever is highest.
With the cost of living still rising and many pensioners struggling to make ends meet, this boost in State Pension payments will provide additional support. But who qualifies for this increase, and what do you need to do to ensure you receive the full amount? Here’s everything you need to know about the 2025 State Pension increase.
£935 State Pension Increase Coming in April 2025
| Feature | Details |
|---|---|
| Increase Amount | Up to £935 annually |
| New Weekly Pension Rate | £230.25 per week (full new State Pension) |
| Effective Date | April 2025 |
| Eligibility | Must have reached State Pension age with sufficient National Insurance credits |
| Triple Lock Guarantee | Increases by highest of inflation, wage growth, or 2.5% |
| Frequency of Payments | Paid every four weeks directly into the recipient’s bank account |
The £935 State Pension increase in April 2025 will provide much-needed financial relief for retirees, ensuring that pensions keep pace with inflation and wage growth. If you’re eligible, your payments will automatically rise, and if you haven’t yet claimed your pension, be sure to apply as soon as you reach State Pension age. For more details and to check your eligibility, visit Gov.uk – State Pension.
What Is the Triple Lock and Why Is the State Pension Increasing?
The triple lock system was introduced in 2011 to protect pensioners from the effects of inflation. Under this policy, the State Pension increases each year by the highest of:
- Inflation – Based on the Consumer Prices Index (CPI)
- Average Earnings Growth – Measures how much wages have increased
- A Fixed Rate of 2.5% – If both inflation and wage growth are below this level
For the 2025/26 financial year, State Pension payments will rise by 4.1%, based on the latest earnings growth figures from May to July 2024.
How Much Will You Receive in 2025?
The exact amount you receive depends on whether you are on the new State Pension or the basic State Pension.
New State Pension (for those who reached State Pension age after April 6, 2016)
- Previous Weekly Rate: £221.20
- New Weekly Rate (2025): £230.25
- New Annual Total: £11,962 per year (up from £11,027)
Basic State Pension (for those who reached State Pension age before April 6, 2016)
- Previous Weekly Rate: £169.50
- New Weekly Rate (2025): £176.45
- New Annual Total: £9,175 per year (up from £8,814)
These increases ensure that pensioners keep up with rising living costs, energy bills, and everyday expenses.
Who Is Eligible for the 2025 State Pension Increase?
To qualify for the full State Pension increase, you must meet the following criteria:
- Be of State Pension age (Currently 66 for men and women, rising to 67 by 2028 and 68 by 2044).
- Have at least 35 years of National Insurance contributions for the full new State Pension (or 30 years for the basic State Pension).
- Have made at least 10 years of contributions to receive a partial State Pension.
If you’re unsure about your eligibility, check your National Insurance record on Gov.uk.
£935 State Pension Increase Coming in April 2025 Claim Your State Pension
Unlike some benefits, the State Pension is not paid automatically—you must actively claim it when you reach State Pension age.
Here’s how to claim:
- Wait for the DWP notification – Around four months before you reach State Pension age, the Department for Work and Pensions (DWP) will send you an invitation to apply.
- Apply online – The fastest way to claim is via the Gov.uk pension claim portal.
- Apply by phone or post – If you prefer, you can call the Pension Service or request a paper form.
- Set up direct payments – Your pension will be paid every four weeks into your bank account.
Additional Pension Benefits and Considerations
If your State Pension is your only income, you may be eligible for additional financial support.
1. Pension Credit
Many low-income pensioners qualify for Pension Credit, which can provide extra money on top of your State Pension. Currently, around 800,000 eligible pensioners have not claimed it.
- Single person: Top-up to £218.15 per week
- Couples: Top-up to £332.95 per week
Check if you qualify for Pension Credit.
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2. Deferring Your Pension
If you delay claiming your State Pension, you could receive higher payments later.
- For every 9 weeks you defer, your pension increases by 1%.
- This equates to a 5.8% annual increase if you delay for a full year.
Find out more about deferring your pension.
FAQs
1. When does the 2025 State Pension increase take effect?
The increase will apply from April 2025, and eligible pensioners will see the new rates in their first April payment.
2. Do I need to apply for the increase?
No. If you already receive a State Pension, your payments will automatically adjust in April 2025.
3. Will Pension Credit also increase?
Yes, Pension Credit is linked to the State Pension and will also rise in April 2025.
4. Can I still claim State Pension if I live abroad?
Yes, but you may not receive annual increases unless you live in a country with a reciprocal agreement with the UK.
Check international pension eligibility.
5. What happens if I don’t claim my pension immediately?
You can defer your pension and receive a higher weekly amount when you do claim.
